How to Get Informed About Your Health Care Policy

How to Get Informed About Your Health Care Policy

How to Get Informed About Your Health Care Policy

When we get a policy to pay for required health care, it is important to realize how your insurance works and what responsibilities are needed of you and your insurance carrier but also follow some basic common sense steps.

The policy or benefits book ought to really be kept with other vital finance records, then become familiar with plan rules and follow them. For example, your insurance may need previous permission for surgery or other care, or it may need a referral from your first care doctor to see an expert. It is vital to double take a look at your plans list of participating suppliers to make certain the ones you want are still in-network. Doctors occasionally change networks; regularly updated lists are available on the net. Be informed of cut off dates and techniques. For instance, a referral could be good for just two visits, may expire after thirty days, or may be invalid if faxed.

Keep your physician informed about the policy, too. Your physician and other providers will help you follow insurance techniques. Ask for their assistance in getting referrals or other permission for hospital treatment and selecting among suppliers. Their billing staff might be particularly useful at finding a path through the system. Keep them in the loop and ask for advice when you need it. In my opinion, is a good idea to keep records up to date and all of the care you receive, when, from whom, and why. Also, keep copies of …

How to Get Informed About Your Health Care Policy Read More
Healthy Eating Tips Both Outside and Inside Home

Healthy Eating Tips Both Outside and Inside Home

Healthy Eating Tips Both Outside and Inside Home

Eating healthy is important to stay hale and hearty and live longer. In today’s fast moving life style it often becomes difficult to maintain strict  often eat outside foods that are not at all healthy. But here are few simple health resources that can help in maintain the nutrition level of the meal even while having outside food.

  • It is better to have lean meat
  • Have considerable amount of salad with low calorie salad dressings
  • It is better to have boiled and grilled dishes instead of fried stiffs
  • Cut down the portion of the meal by sharing the dish or by ordering small portion of the dish
  • Avoid eating everything in the buffet.
  • Stay away from the fillers that are given with drinks or with other food items

It is better to eat something before dinning outside. It will prevent over eating. It is also not necessary to have a complete meal from starters till dessert only because you are dining outside.

These are the simple tips to eat healthy food outside home. It is also equally important to maintain the nutrition level in home made food. Here are few simple tips that can help in preparing healthy food at home.

  • It is important to check the quality of the food item while purchasing
  • Clean and pack food properly before storing
  • It is better to store food items properly in the freezer
  • Try to eat the food items within few days
  • It is also important to maintain the hygiene level
Healthy Eating Tips Both Outside and Inside Home Read More
Herbal Granny Knew Best

Herbal Granny Knew Best

Herbal Granny Knew Best

I can still remember in horror my grandmother grumbled in her overgrown garden picking these leaves in the leaves, throwing them all into a pot of boiling water and drinking it. Of course at the time I, plus a lot of the other young members of the family, thought she was quite mad and more than a little weird. What we didn’t realise at the time was that Grandmother was saner than any of us and quite the herbalist, and it seems,  quite a brilliant one at that. As much as I rack my brain I can’t remember her suffering from anything so common as the common cold in her entire long life time. Of course, some might say it had nothing to do with her unusual er…habits, she was just one of those lucky few who experience a better health for most of their charmed lives. Of course, I can’t argue with that. However the more I think about it, the more I’m convinced that she knew something I didn’t. She knew I believe, some of the old ways. The ways that somehow tied us to the land for everything that we needed. The land, Mother Nature if you like, sustained us. Not just for our food but also (and doesn’t it make a lot of sense when you think about it), for our health.

Let me explain, I’m not one of those people we want to go back to. For all the grandmother’s wisdom, she still could not …

Herbal Granny Knew Best Read More
Are You Still Writing for GP Reports to Manage Absence? - 5 Reasons To Think Again

Are You Still Writing for GP Reports to Manage Absence? – 5 Reasons To Think Again

Are You Still Writing for GP Reports to Manage Absence? - 5 Reasons To Think Again

As an experienced Occupational Health Nurse, I have always wondered why it is that some HR professionals and managers write to GPs rather than ask an Occupational Health specialist for a report to help them to manage absence. Occupational Health is the speciality of medicine which has the knowledge skills and training to provide advice on fitness for work in any industry setting and also has specialist knowledge of the diseases of occupations

Asking a GP, who has never had any occupational health training or even visited a workplace, for an opinion on fitness to work, rarely provides any useful advice on capability. It generally lengthens the management of the absence as GPs are very busy and can take weeks before a response is received and the report can be expensive.

Maybe it’s time to review your approach?

1. In my experience, non-medical people writing for a GP report are mostly wasting their time. I know that seeking further medical evidence is advised in many management of absence procedures, but I do not believe writing to a GP will give you anything other than a report which states the employee’s perspective on their medical condition. Once that is written in a report, it can sometimes ‘stranglehold’ the employer into a corner it is difficult to get out of without being seen to be unreasonable.

‘If Mrs Jones could be given a job nearer to home with light duties, reduced hours and a different Manager, I am sure she would be …

Are You Still Writing for GP Reports to Manage Absence? – 5 Reasons To Think Again Read More
The Best Thing an Owner Can Do for Their Business Is Continue to Breathe

The Best Thing an Owner Can Do for Their Business Is Continue to Breathe

The Best Thing an Owner Can Do for Their Business Is Continue to Breathe

One of the best things a business owner can do for their business is continue to breathe. It sounds simple but for some business owners the hardest part about business ownership is finding time for themselves.

Health can be defined in a range of ways but the way I see it is; health is the absence of illness and the presence of vitality. Vitality is that energy and exuberance that comes from someone who is well rested, with energy to burn and the focus to put that energy to good use. I know many business owners that miss the mark when it comes to their own health.

Often business owners believe they need to work 24/7, putting themselves into a situation where it is difficult to sustain for the long term. If your business does not allow you the time to look after yourself over the long term, what makes you think the business will even last that long… Or that you will? By having your business over reliant upon you, it is likely you are starting a cycle that will turn into a cyclone, that can only result in a path of destruction.

What happens is this: first you begin to work all of the time. You are working in your business and doing the hard yards and there is a part of you that thinks ‘this is what I have to do for my business to continue’. You are being a martyr. The pressure on you builds until …

The Best Thing an Owner Can Do for Their Business Is Continue to Breathe Read More